A benefit that provides for the payment of a specified amount due to an accidental injury resulting in death or loss of sight.
The person at the employer responsible for the administration of a group insurance plan. May also be referred to as the "plan administrator".
The annual renewal date of the Certificate of Insurance or Group Policy.
The person or persons designated by the insured to receive the benefits of insurance upon his or her death.
The amount payable by an insurer to a claimant, assignee or beneficiary under each coverage in the Certificate of Insurance or Group Policy.
Beneficiary Change Form
A form signed by an eligible person as notice of his or her desire to change the beneficiary.
A form prepared by the plan administrator. The form lists each insured for whom there has been a change to the information previously reported on an enrollment form.
A demand by an insured person for the benefit provided by the Certificate of Insurance or Group Policy.
A category within a division into which insureds are placed in order to determine benefits for which they are eligible under the Certificate of Insurance or Group Policy.
A group insurance plan under which the insured shares in the cost of the plan along with the employer.
The right given to an insured to change his or her group insurance to a form of individual insurance, without medical examination, upon termination of his or her insurance under the Certificate of Insurance or Group Policy.
The benefit or amount of insurance, stated in the Certificate of Insurance or Group Policy, for which the insured is eligible.
The amount of coverage reduction caused by a change in classification due to attainment of a specified age, demotion, salary decrease, etc., as provided in the Certificate of Insurance or Group Policy.
An insured's spouse (wife or husband not legally separated from the insured) and unmarried children who meet certain eligibility requirements.
Disability Income Insurance
A form of health insurance that provides for periodic payments when the insured is unable to work as a result of illness, disease or injury.
A category within a group, commonly characterized as a billing location containing various classes.
The date on which insurance coverage goes into effect.
The date on which the employee meets all of the eligibility requirements outlined in the Certificate of Insurance or Group Policy and becomes eligible for insurance.
See waiting period.
A form signed by an eligible person as notice of his or her desire to participate in the group insurance plan.
A specified time period following the premium due date in which the payment of the premium can be made without penalty.
A number assigned by Trustmark Group Benefits to identify each Certificate of Insurance or Group Policy.
A contract of insurance made with an employer or organization that covers their employees or members.
An increase in benefits that becomes effective for an insured or group of insureds as a result of a change in class.
The person (employee or member) who is covered by insurance provided within the Certificate of Insurance.
The party to the Certificate of Insurance who promises to pay losses or benefits.
Insurance that provides benefits to be paid to a beneficiary upon the insured's death.
A report listing all insureds associated with a certain bill. This report includes active insureds, insureds whose coverages were terminated in the middle of a billing period and customers who are pending Trustmark approval.
A form of disability insurance that provides benefits for long-term illness or injury.
Insurance that provides benefits to pay medical expenses incurred for illness or injury.
A group insurance plan under which the employer pays the entire cost, or the employee pays part or all of the cost with pre-tax dollars.
The periodic payment required in order to maintain a Certificate of Insurance or Group Policy in force.
The premium charged for each insured in a particular class.
The date on which insurance coverage ends for an employee and/or the employee's dependents no longer meet the eligibility requirements outlined in the Certificate of Insurance or Group Policy.
A method of administration under which Trustmark maintains the insurance records pertaining to the persons covered. The employer reports the changes that have occurred each month.
A method of premium payment used for life, AD&D or disability insurance.
The period of time that must elapse before an employee is eligible for insurance coverage. The waiting period is specified in the Certificate of Insurance or Group Policy.
Waiver of Premium
A provision for keeping a person's insurance in force without further payment of premium, under certain circumstances.