Independence Health System is excited to offer this life insurance and care benefit to you in association with Trustmark.
Long-term care (LTC) planning is an important aspect of a personal financial plan. Approximately 1 in 2 people turning age 65 will need some type of paid LTC services in their lifetimes.1
LTC services are not covered by your Health Insurance, Disability Insurance, or Medicare. LTC benefits help protect your retirement savings, ease the burden of caregiving by your loved ones, and choose the setting in which you receive care.
Trustmark® is a registered trademark of Trustmark Insurance Company. Underwriting conditions may vary and determine eligibility for the offer of insurance. 1“What is the Lifetime Risk of Needing and Receiving Long-Term Services and Supports?”, 2019. Plan form GUL.205/IUL.205 and applicable riders are underwritten by Trustmark Insurance Company, Lake Forest, Illinois. Underwriting conditions may vary, and determine eligibility for the offer of insurance. Benefits, availability, exclusions and limitations may vary by state and may be named differently. Pre-existing condition limitations may apply. For exclusions and limitations that may apply, visit trustmarkbenefits.com/Voluntary-Benefits/Disclosures/UL. Trustmark® and LifeEvents® are registered trademarks of Trustmark Insurance Company. 1Universal LifeEvents death benefit reduces to one-third at the latter of age 70 or the 15th policy anniversary; issue age is 18-64. Benefits for long-term care do not reduce due to age. Employees age 65 and older, up to age limits, may apply for standard Universal Life with a death benefit that does not decrease due to age. 2May be available on a guaranteed issue basis (some exceptions may apply).
A112-2393-IHS