Welcome.
Michael Baker International is excited to offer this life insurance and care benefit to you in association with Trustmark.
Why Trustmark Life + Care®?
- During this open enrollment period, eligible employees hired on or after October 28, 2024 (ages 18-70) can enroll for up to $150,000 of life insurance with care benefits that are guaranteed issue (no health questions are asked) and up to $175,000 by answering a few medical questions. Employees hired prior to October 28, 2024 who did not previously elect coverage are considered late entrants. You can enroll for up to $75,000 (up to age 75) of life insurance by answering a few medical questions.
- Spouse guaranteed issue (no health questions asked) is available for employees hired on or after October 28, 2024, if the employee applies for coverage, for up to 50% of the purchased employee benefit, up to $25,000 (up to age 70). Spouse modified guaranteed issue is available for employees hired prior to October 28, 2024 if the employee applies for coverage, for up to 50% of the purchased employee benefit, up to $25,000 (up to age 70).
- With the Benefit Restoration feature, your beneficiaries can still collect a death benefit even if you use all of your care benefits, increasing the maximum value of your coverage.
- Benefits are paid in cash, directly to you, when you require help with at least two of six activities of daily living or have a severe cognitive impairment.
- After 90 days of qualifying caregiving has been received, monthly care benefits are available when you receive professional caregiving services or unpaid care from a family member or friend.
- With the included extension benefit, care benefits are available up to double the amount of coverage you sign up for.
