IRS Published 2022 Adjusted Limits for HSAs and HDHPs

IRS Published 2022 Adjusted Limits for HSAs and HDHPs

The IRS published the following 2022 cost-of-living adjusted limits for health savings accounts (HSAs), and high-deductible health plans (HDHPs);

  • HSA Contribution Limits – the 2022 annual HSA contribution limit is $3,650 for individuals with self-only HDHP coverage (up from $3,600 in 2021), and $7,300 for individuals with family HDHP coverage (up from $7,200 in 2021).
  • HDHP Minimum Deductibles – the 2022 minimum annual deductible is $1,400 for self-only HDHP coverage (unchanged from 2021) and $2,800 for family HDHP coverage (unchanged from 2021).
  • HDHP Out-of-Pocket Maximums – the 2022 limit on out-of-pocket expenses (including items such as deductibles, copayments, and coinsurance, but not premiums) is $7,050 for self-only HDHP coverage (up from $7,000 in 2021), and $14,100 for family HDHP coverage (up from $14,000 in 2021).

Please click here to find IRS Publication.