Trustmark Group Benefits offers ancillary insurance products that can enhance a renewing company's benefit plan and offer employees broader coverage.   Trustmark Group's Life and Accidental Death and Dismemberment (AD&D) Trustmark Group's Life and AD&D protection provides covered employees with term life insurance along with an equal amount of accidental death and dismemberment coverage.   Dental Indemnity Plans Members have the freedom to use any licensed dentist they choose; however, when they receive dental care from an Aetna Dental® Administrators participating provider, their out-of-pocket expenses will generally be less. *According to the Aetna Enterprise Provider Database as of October 31, 2010.   Trustmark Group Benefits Short Term Disability The Trustmark Group Benefits Short-Term Disability plans protect employees' incomes in case of short-term disabilities due to non-occupational accidents or sicknesses. For employers, it is a practical and cost-effective benefit that can be used to recruit or retain valued employees. Plans pay a weekly benefit with an elimination period of seven days and a maximum duration of 52 weeks.   Trustmark Group Benefits Long Term Disability The Trustmark Group Benefits Long Term Disability (LTD) plan is designed to replace a portion of an employee's income lost due to a prolonged disability. The LTD plan prevents an employer from paying double salaries when continuing the disabled's salary and paying a replacement employee. LTD covers both occupational and non-occupational injuries.